TERMS & CONDITIONS

Effective Date: November 1, 2025

These Terms & Conditions govern your use of the websites, services, and messaging programs operated by EPIC Financial Strategies (“EPIC Financial Strategies,” “we,” “us,” or “our”).

By accessing or using our Services, you agree to be bound by these Terms.

SMS MESSAGING TERMS

PROGRAM DESCRIPTION

By providing your mobile phone number and opting in through our website forms, applications, written agreements, event registrations, or keyword-based opt-in methods, you expressly consent to receive SMS text messages from EPIC Financial Strategies.

SMS messages may include:
• Educational or informational content
• Appointment reminders or confirmations
• Account- or service-related notifications
• Marketing or promotional messages related solely to EPIC Financial Strategies services

Message frequency varies. Message and data rates may apply.

CONSENT & OPT-OUT

Consent to receive SMS messages is not a condition of any purchase.

You may cancel the SMS service at any time by replying STOP to any message. Upon sending STOP, you will receive a confirmation SMS acknowledging your unsubscribe request. After this confirmation, you will no longer receive SMS messages from us.

To rejoin the SMS program, you must opt in again using the same method you originally used to subscribe.

HELP & SUPPORT

If you experience issues with the messaging program, reply HELP to any message for assistance, or contact us directly at info@EPICfinancialstrategies.com.

CARRIER DISCLAIMERS

Wireless carriers are not liable for delayed or undelivered messages.

For questions regarding your text messaging or data plan, please contact your wireless service provider.

PRIVACY

Your participation in our SMS messaging program and use of our Services are subject to our Privacy Policy, which explains how we collect, use, and protect your personal information.

USE OF SERVICES

You agree to use our Services only for lawful purposes and in compliance with all applicable laws, rules, and regulations.

MODIFICATIONS

We reserve the right to update or modify these Terms & Conditions at any time. Any changes will be posted on this page with an updated effective date.

CONTACT INFORMATION

EPIC Financial Strategies
Email: info@EPICfinancialstrategies.com

EPIC FINANCIAL STRATEGIES
2 BRIDGE AVENUE SUITE 634
RED BANK, NJ 07701
EPIC Financial Strategies is a trade name referring to EPIC Insurance Services, LLC. All references to “EPIC” contained in this video pertain to EPIC Insurance Services, LLC.

Robert Gill is not in the business of providing investment advice and specifically disclaims any liability, loss or risk incurred as a consequence, either directly or indirectly, through the use of any of the information contained in this video. Also, Robert Gill, in his appearance on various social media platforms, does NOT provide ANY legal, accounting, securities, investment or tax advice, and the opinions he shares are not intended to be a substitute for meeting with professional advisors. If legal advice or other expert assistance is required, the services of competent, licensed and certified professionals should be sought. In addition, Robert Gill does not endorse ANY specific investments, financial advisors or securities brokerage firms. Robert Gill is not a securities-licensed professional, financial planner or investment advisor.

Where return on investment is discussed or referenced by the presenter or in the written materials, the figures used are for illustration purposes only, and are not intended to indicate that an investment in any particular investment or investment sector will necessarily generate any specific return.

Before making any investment or other significant financial decision, viewers should consult with qualified and licensed professionals, who will assess the appropriateness of the decision in light of each individual’s specific goals, experiences and financial status.